Olbra Finance Neobank

olbra finance addresses the structural financial gaps of poland and eastern europe by creating a multi layered digital financial infrastructure , anchored in the stablecoin triangle (plny–eury–usdy) and integrated through the olbra neobank app crucially, olbra is a fully mica compliant and regulated european web3 company , ensuring that all stablecoin issuance, defi protocols, tokenised assets, and payments operate within the eu’s legal framework this positions olbra not just as an innovator, but as a trusted institutional grade infrastructure provider , aligned with both regulators and global investors core layer the stablecoin triangle problem solved absence of pln stablecoin & overreliance on u s issued digital dollars plny – poland’s digital anchor first regulated, transparent, fully backed złoty stablecoin acts as a gateway to blockchain finance for local fintechs, psps, and citizens enables instant pln payments, defi access, and fx corridors with eury and usdy eury – europe’s safe haven a euro denominated stablecoin, designed as a mica ready digital euro bond proxy provides global investors with a compliant alternative to u s stablecoins for euro exposure strengthens eu financial autonomy until the ecb delivers an official digital euro usdy – the dollar in europe a dollar stablecoin “made in poland” , ensuring continued u s dollar dominance in global digital finance — but under polish/eu jurisdiction symbolises poland’s role as a strategic bridge between the u s and eu in the digital era enables usd based defi and payments in a compliant european framework together, the stablecoin triangle creates a resilient liquidity loop pln for local anchoring, eur for regional autonomy, usd for global flows defi & capital markets layer problem solved no pln pairs in defi, limited rwa tokenisation defi lending & borrowing (a’la aave) native pln, eur, usd liquidity markets low cost credit access for fintechs, smes, and retail users new yield opportunities for global investors dex trading (spot, forex, perps) first dex with pln/eur/usd pairs at its core on chain forex corridors (plny↔eury↔usdy) eliminate costly bank fx spreads 24/7/365 fx trading — breaking free from legacy banking hours and global time zone constraints tokenised rwas world’s first tokenised polish government bonds , making pln yields accessible globally expansion into equities, real estate, commodities, and gold bridges traditional capital markets (wse, tbsp) with blockchain liquidity strategic reserve access for the first time, polish citizens, companies, and etfs gain seamless and compliant access to strategic reserve assets like bitcoin and ethereum opens a new path for portfolio diversification, treasury management, and sovereign reserve strategies this layer transforms poland’s pln 1 56t annual bond market and pln 331b equity turnover into programmable, global digital assets — while unlocking bitcoin/ethereum as digital reserves and enabling continuous forex markets payments & user access layer problem solved inefficient, costly cross border payments & lack of pln in global rails fiat on/off ramps direct integration with eu banking for instant fiat–stablecoin conversion p2p transfers instant, borderless, low cost payments powered by plny/eury/usdy card payments stablecoin linked cards for seamless everyday usage merchant settlement lower fees than traditional card networks; direct settlement in stablecoins unlocks the pln 1t annual digital payments market , gradually routing a share of card & blik flows through blockchain rails technology, compliance & governance layer problem solved lack of trust, regulation, and sovereignty in existing stablecoins fully mica compliant all stablecoins (plny, eury, usdy) meet eu reserve, audit, and disclosure requirements non custodial wallet secure, user friendly with social login + recovery regulation ready licensing under eu frameworks ensures legal certainty for institutions and retail alike governance $olbra token holders shape ecosystem evolution value capture $olbra absorbs value from stablecoin issuance, defi fees, rwa tokenisation, fx trading, and payments strategic impact olbra finance is not just a fintech product — it is a national and regional infrastructure project that digitises money, markets, and payments while giving polish citizens, companies, and etfs access to bitcoin, ethereum, and tokenised reserves , strengthening financial independence and resilience opening 24/7/365 forex markets for pln/eur/usd pairs — a breakthrough for regional competitiveness and global alignment driving down cross border and sme payment costs , supporting trade and innovation anchoring polish financial sovereignty while strengthening eu autonomy and u s partnership